play the way you want and have fun, don't worry about how others are playing it
Sure, nothing wrong with that, though I wish "hard" was a bit harder. Not sure if simple stat adjustment is the answer though. I think more AI tactics are needed. Have mobs team up and use combination abilities on the players (I haven't seen a whole lot of that, some... not a lot though).
I think Hiver had a good write up about the problems with hard a while back.