If you go down that road then getting the loot becomes the primary purpose of playing. Then that purpose distorts the whole game because every other feature becomes secondary.
That's what MMO's and games like Diablo are build on yes.
And that's okay... people who like that, they get their fill. But that doesn't mean it has to be inserted in an ACTUAL RPG, and thereby destroying the fundamentals of what makes a RPG a RPG rather than one of those lootgames.
