After some consideration, I have decided to go with the staggered implementation. Basically your character will be gaining an Attribute point and several Ability points every level, with a Talent Point coming every two levels.
Unless something game-breaking comes up, this is most likely to be the last update to this build (until Larian starts patching the game again)-
http://www.mediafire.com/download/9ct7alcp1nunfrj/JourneyOfTheLoneWolfV6.zip
