This
in-progress mod adds "other races", including the NPC human models for player characters. I don't expect it will allow equipped armor pieces to show up on the models, though: that would mean rescaling and fitting every damned armor model to the other body models. Bit of a trade-off there, I guess.
Hasn't been updated for a week or so. Mr. Esturk is prolific, though, so I'm waiting patiently. Mostly.
Not to lambaste you or anything, but you should oughta try paging through the Mods forum, probably. Since it's, you know, *right there* and all.
Just saying.