Hmm... well, we entered Luculla with around 100k. My sister is handling the money (has the bartering) while I handle the crafting. No idea about attitudes (they are what they are, not putting effort into trying to increase them).
So, crafting arrows is fairly pointless then? Aside from AP cost keeping me from using the fancy arrows, I'm a bit of a collector so I like to have at least one of each on hand. If I only have one then I tend to resist using it, especially if I can't be sure I'll find more and can't currently make more.
I only made one basic arrow... since in game it didn't tell me that such an arrow is no better then the infinite supply ones, until I made the arrow.
I'm starting to question the use of worrying about crafting beyond the anvil and whetstone since it easier to just buy the items instead... or just find them. I've got a collection of scrolls that we are considering making skill books from, but we are at the point of just buying the skill books. It is a matter of luck on if we find something we don't already have or can actually use right now...
I haven't yet tried making my own gear from scratch and seeing how much I can buff it up to see if I can make it compete with gear we find. I can already say that crafting accessories (belts, necklaces and rings) is useless beyond filling in until proper gear is found.