As for 7, I stole everything so I can't remember if there were any quest that really required to do stealing. Have you an example in mind?
off the top of my head... When you are solving the mysterious murder evelyn will leave her backpack behind with house key, that is considered stealing to game. You could rightly spend a few minute pummeling her door down. I noticed others but can't recall them at moment.
... out of combat (alike the summon limitation), (with the exception of tornado?), unless you use a scroll.
Exactly what I suggested in other thread, but was thinking it'd make it far more difficult if not used period, maybe too hard though... Don't know haven't gotten one play through done yet. Just finishing up Cyseal after yet another restart...
