I certainly found it difficult to make decent gold so far without stealing anything. I'm playing on tactician mode and with limited resources I had to get inventive to say the least. That being said the first part of the game, which I always found to be the hardest, still appears to roll over when you burn everything in sight. Learning where you can pull certain encounters into houses or around corners with a lot of trees is also very helpful. I am up to the cave so far since I have just finished the west side and things have been going smoother. I should also note my main characters are zombie/leech so there has been no general healing.
Playing honest money will always be in short supply, but even with several handicaps you can pull through by abusing the environment. Hopefully when I get a few more levels I will no longer have to rely or slash and burn + ranged softening. I didn't make a group of knights to poke people from a far and hide behind fire =\.