Thank you for your reply! : )

So, you'd say a build consisting of 2x ranger, 1x melee and 1x SUPPORT mage would be stronger than the 'safe' 2x mage, 1x ranger and 1x melee? Because if that's the case.. swapping would be very inefficient. Cause I'd make both my main characters mage and then I'd have to wait till I can respec one of them in order to change.. Also, that would cost me a lot of money.. respec and buy all skillbooks. Not to mention the amount I would have wasted on the skillbooks when the character was a mage. But that's not the main point here xD. Cause I always struggle to get money early on in the game.. I always steal all the paintings and start pickpocketing the people once I get that companion some points in pickpocket (+ gear). I never seem to have enough :')