My thing with Lone Wolf is that I made sure to spend a few points in both Bodybuilding and Willpower since being incapacitated equates to certain death a lot of the time. Morning Person is also an invaluable talent. One thing I have stopped doing is to take 5th levels in abilities. By maxing two abilities to 5, the 5th level costs enough points to where I could have had a whole other ability set to level 4 which is enough to get one Master level skill.
