Well I have the feeling you just happen to be be rude to others. No one is saying that one should not criticise. But what you are saying is "this is wrong". It would be more appropriate to say "this is wrong WHY". As of now, your Why is based on your assumptions.
You don't think that saying "Do you have any desire do to a constructive comment?" is NOT rude? Because I sure did.
I said "I'm not sure this is a good idea", not a definite "this is wrong", and then I followed up with "It really depends on the attribute points you get per level" and then explained why. I don't know what else you wanted.
No, I can't really judge how well Memory will work when they have only revealed a little information so far. Nothing I can do about that. All I can do is compare it to how it worked in D:OS 1, which was that you got one attribute point every 2 levels. I don't believe that they're keeping that the same, largely because that would make it ridiculously hard to make use of Memory and still keep other attributes up to date.