Your resistances are a bit low for the Wastelands, I had 155-200. But I guess, 100 is sufficient.
Kiya
And I'm sure, your lvl 20 char, isn't there <img src="/ubbthreads/images/graemlins/winkwink.gif" alt="" /> you can boost up res. with charms - the best ones are in the end part, so don't worry.
