Well I guess we now know OP is a cisgendered FREAK! GET OUT!@!@
Is it bad? =)
I usually make male characters but if I think that the male models look ridiculous I'll change it to a female. It's not a big deal for me because then I name the character after my daughter.
That's known case as I stated. I'm more interesting in the reason some guys prefer to play as a female character in every game. And in a lot of cases they complete the game with only one character. While in real life even the thought of being a female is strange and frightening for them.