YAY! Thanks so much guys. I've already gotten a few chests scattered here and there that I couldn't find a key for - nothing big, but very annoying <img src="/ubbthreads/images/graemlins/rolleyes.gif" alt="" />

I downloaded the linked savegame editor and, it's EXACTLY what I've been looking for. Instead of plodding along with the mistakes I made on skills, I went ahead and got rid of 4 points I spent on Curse, and another point I had spent on poisonous cloud (lordy, that spell really let me down <img src="/ubbthreads/images/graemlins/ouch.gif" alt="" /> )

Thanks again! Now, to learn how to lockpick...