Encourage:
Do you think +1 on every stat is still worth the AP, if you stats are 20 or even 30 points high already?
Did your Glass cannon guy abuse sneak all game long? Most people say, that AI will focus the shit out of Glass cannons, if they can attack them.
*Sometimes characters get "xxxxx blocked by magic armor", that keep appearing for the whole run.
=> One of your items is cursed.
