Merchants can identify items, for gold. If you keep an eye out you can find rings with Loremaster bonuses. If you are not using 2 Lone Wolf main characters, you can recruit a companion you are not otherwise going to use, level them up by having them join/rejoin the party, and use them to learn Loremaster, crafting and blacksmithing (take the Scientist talent); that will save ability points for your main group, but be extra hassle passing stuff back and forth when you want to use the identify / crafting / repair mule.