Civil skills are often used for non combat actions. Obviously.
It means that a player has an option to equip for civil OR combat purpose.
That means those (not)funny situation: Lets identify item/rob a vendor/negotiate price/whatever else, so lets dress and undress again.
I would rather have the hero than a queer boy who dress up 3 times per day.
For this, do not put any civil skill bonuses on items. That reduce cloths changing and make game-play more smooth.
Thx