I don't know what you guys were doing for money, I literally had over 6k at one point (without ever stealing).

Ability wise I like Polymorph a lot, and use it in conjunction with my mixed-class builds. Frontline character, usually the Red Prince, I grab Steel Skin, Wings (repositioning), in addition to keeping the Geomancer build set for fortify, oil boulders, poison dart, along with using his racial to ignite surfaces.

I typically take Polymorph for the steel skin (free armor) on pretty much anything, grants a ton of armor (it regenerates over time).

An interesting build is the 'Enraged Spellcaster', taking a ton of spells, high memory, enrage, adrenaline, flesh sacrifice, skin graft, and chameleon. Use Adrenaline + Sacrifice turn 1, spam spells, chameleon, turn 2 spam spells, skin graft reset all cds, adrenaline, sacrifice, spells, chameleon, and then play it off from there. With the 1/2 of crit given to spells due to that talent, you can get some ridiculous levels of damage off with the reset build. Requires a ton of memory, and two of the talents to be considered viable, namely glass cannon and savage fortilage I think it is. You can rotate this over a much longer period of time if you have spells that can cc (water + air wands work too), you'll shred through their magic armor quickly, and can essentially perma stun a target without issue.