As a follow up, after having played some more... skill books and inventory in general seem pretty overpriced. I'm level 4 now and don't have jack. I haven't bought anything of significance besides a few (and I mean 2-3) skillbooks... I literally don't have shoes on. I have been careful with resources and crafted what I could... but basically broke. The only good equipment I have is stuff which I have found... not happy about this.
When I played the EA, I never had this problem. I feel like the loot drops have been reduced and the prices have increased...