Guys, with only 7 civil abilities and 4 characters, you would have to be another level of ignorant to NOT have atleast one money making skill, be it bartering lucky find or thievery... while persuasion afaik also helps with barter prices. There is no issue with that, because with atleast 2 of these you will have enough cash atleast midgame, and it allows for both good guy and bad guy playthrough