Considering how much gold you can rake in during that hour, it's not an issue, 15k gold at level 19 for me was not a big deal and amusingly I only started using thievery in Arx and not used that luck thing at all.
Those are 2 good ways to get $$ there and unless you are actively avoiding these chances you have either.
Other than that a really amazing badass divine level 18 weapon will be just fine at level 19.
I'm over-exaggerating my entire post here, not sure if you caught on. Gold is in fact not a problem in late game vs. mid-game, as, even though item stats scale REALLY poorly late game, your level difference and base stats thereof make a far larger impact on fights more so than gear. Gear obviously helps. But late game you can win battles using plenty of common gear in the mix because level 17 enemies' stats are SO much worse than a level 19's... it's almost hilarious.
I'm still waiting on level 20 before I craft Swornbreaker and Eternal Armors.
