It really boils down to tryharding where it's not needed. You don't need that shit to beat the game, it's literally your choice at that point. You may as well change abilities and talents every fight at that pace - fire immune mobs ahead? Quick port to Lady Vengeance and switch your wizard to Hydro and go buy tomes and set skills!
You dont have to do any of that shit, 1 guy with thievery can give you all the gold you will ever REALLY need.
