(Possible spoilers)
My party is
Jjohnn, custom fighter Dual wield Axes & single sword/axe & shield;
Ifan, Ranger w/crossbows and bows;
Sebille, Rogue, dual-wielding daggers;
Fane, Wizard with distance wands/shield.
I tested several different variations in Fort Joy, including the Red Prince & Beast & Lohse and I honestly cannot recall who else I might've tried--but I dismissed several and then went back to pick these up more than once--and settled on these for my initial party. Now in Act II a goodly way through (70 + hours of play so far) with just two source points per, but preparing to pick up another shortly after my successful trip to the Black-Pit mines--just finishing up there now. Making full use of Source orbs and Runes and skills out of the Yin-yang--lots of points to Memory, although biggest boost there was from *a talent* the name of which I'll not divulge here, Ha-ha. Armor per character is ~500-700 physical; ~400-600 + magic. I have spent a lot of time adjusting inventory per character--lots of fun! Everyone is, I think, level 13 or thereabouts. Mostly I am kicking the tar out of the bad guys...;)...but I still encounter fights I have to come back to..!...because I can't win atm--which is very nice--love the variety and the challenge. (Have to come back to the BP Mines later for one such fight!) Lots of fights boil down to the use of strategy and making good use of skills for all characters, as I am sure everyone in this thread knows...;)
Next play through I will choose all new characters if possible! Fantasmagorical game! Definitely Game of the Year by anyone's standards!