Eh, it is a bit of a problem with multiplayer. I found that this only becomes annoying in 3+ players. With 2, I never had a problem with it. It's easy to do, and I sell all of my friends items, and she can buy whatever she feels like. Then again, we just pass treasure back and forth constantly.
In the first one for instance, she was the shop person, but I did crafting, so she would go into town and shop and buy stuff that she thought would be good for me, and I crafted items that she would like to use, or we could sell to make even more money back. We were rolling in cash. Of course, we would always spot the other person some money if they REALLY wanted something with no thoughts on getting it back.
I do agree though that Civil skills can be a bit of a pain though. Especially Persuasion. It's annoying in a RPG. I feel like your persuade should be equal to the people that you are traveling with.
