If I had a donut for every 95% chance-to-hit-but-missed that my knight did I'd be a baker. Misses and lack of criticals will ruin you in tactician so let's not pretend like the only difference is 5 minutes. Having the first round go terrible is as good a reason as any to reload the save file.
I don't agree that critical hits and miss chance MUST be completely removed from the game. If you feel the need to reload after every non-critical hit on tactical difficulty, I suggest not playing on Tactical difficulty.
