It realy depends on the perspective.
If its isometric, something like OS2 is perfectly sufficient to me. Especialy if you get the option for Portraits like in all traditional DnD games.
Now lets say we get an action combat game in the vein of Divinity 2? Yeah, i definitly want a proper character creator in that case.
That beeing said, i prefer all the core races to be in the game over having the most robust character creator.
