so i was kinda messing around a little bit and even though necro does heal you and regenerate magic armor with living armour talent, it is still pure damage to physical armor
since my first playthrough was on classic i already started this on tactician and mixing the damage types feels off since im going to be in melee range and could get overwhelmed fast if im not careful, high INT means my own physical armor is going to be low. Geo would help with all the physical armor buffs and maybe armor buff skill from polymorph too.
and yea undead with a cowl or hood just looks very fitting lol, hopefully next game will give you more options with appearance, armor sets, colors because for a game with so much detail customizing your outfit is pretty limited and gear is RNG too so.......