Agreed, but here we are talking about builds that surpass the 21 AC without magic, as the OP wanted.
Loxodon (no matter what class)
• Natural Armor. You have thick, leathery skin. When you aren't wearing armor, your AC is 12 +your Constitution modifier. You can use your natural armor to determine your AC if the armor you wear would leave you with a lower AC. A shield's benefits apply as normal while you use your natural armor.
Pick a Loxodon with 20Con, 20 dex. Now you have 22 AC even naked. Now add a shield (+2 AC plus enchantment to reach +24AC), plus all the equipment you want, buffs, feats, etc.
Last edited by _Vic_; 27/03/20 08:44 PM.
