I believe the stat thing was in one of the Community Updates posted leading up to EA, that they were using the point buy system for EA however understood that people would want to do the click clack of dice rolls and that it'd be implemented later on. So you have that going for you.
I'm also not completely sure on finishing numbers, but I do know they intend to release more races, classes, *and* companions before the end of this (or maybe at the end of this). Heck, the companions we have access to now are purposefully jerks because they released the neutral to evil ones first believing no one would willfully pick an ***hole vampire if they were given a choice (they're right. He's a jerk).
Otherwise you have solid points, and definitely agree on holding action. Why would I want my cleric to go 2nd in combat when my Fighter is very likely about to get pounded and need a heal before the end of the round? She should be sitting pretty and ready to cast that 1d8 + 2 heal that will heal for 2 because RNG.
