They could even have an optional Milestone XP mode where they just level you up at certain points in the story... does away with the mentality of needing to grind xp and instead just get through the game how you like.
But even without milestone, still big agree. Losing out is already a penalty for not murder-hoboing everything, dont gimp XP too. For D&D you want to reward more interesting behaviour instead of just encouraging everyone to murder hobo everything... makes for better stories. Not saying people can't just go murder hobo if they want, but it shouldn't be the 'best' way to play and reach highest level and best gear.
