I like the armour idea. Reminds me of Castle of the Winds. My only alteration to that is that the bonus is not optional. If you don't want the bonus, take the armour off. No point making them too powerful. <img src="/ubbthreads/images/graemlins/winkwink.gif" alt="" />

As for whips, check out this thread in the Beyond Divinity section: new possible weapon types