I dont know if someone has mentioned the idea of having different races when creating chraracters, but I'll just write anyway.
So as you can see I am going to suggest having different races for character creation. Here is the idea. Every race is good at somethething and lack skills at something else. For example, a goblin as a suvivor would be able to advance all 5 levels at the skills of a survivor, and would be able to advance only 3 levels in wisardry, and 4 in worrior skills say. Or a goblin as a wisard would be avle to advance 4 levels in survivors skills, 4 in wisardry, and 4 in worrior skills.
Another example: An elf as a worrior; 3 in survivor skills, 4 in worrior skills, and 5 on wisardry. You get the idea. <img src="/ubbthreads/images/graemlins/biggrin.gif" alt="" />