I'm sorry but i'm not the emotional one in here and if you think that money is not a good argument then there is nothing else that I have to add on top of what I already wrote and you only proved my point
Let me reword my objection: "money" would be a compelling argument if you were making a meaningful point about it, stressing how one solution clearly leads to way more money than the other.
You weren't. You made a clumsy attempt to sound insightful while spouting some random nonsense about "kids who don't understand money" while acting like a smug fool.
Party control in Baldur's Gate 3 is a complete mess that begs to be addressed. SAY NO TO THE TOILET CHAIN