There is nothing worse in any RPG then spending 10,20,30-60 minutes in the character creator only to have in the first 10 minutes of the game you equip your first helm and can no longer see your characters face. If i games don't allow to toggle the helm on/off then there is no need to waist dev time and money on the character creator.
So yes we need a toggle in the final release. And if it can come to EA great