"People are stupid, so we should make this game for stupid people"
How about people actually learn to be careful what they do, instead? Don't have some dumb "special nameless someone" offer relatively cheap resurrections with seemingly no other restrictions.
Or would you want an "Auto-win" button for every fight because people are too stupid to win?
This is not a 1:1 recreation of the tabletop rules. It is a videogame, it is not being made exclusively for hardcore D&D "grognards". I am telling you the reality, that are going to be people who don't save as often as they should, and if you have permadeath in the normal difficulties, there will be a lot of complaints.
There will likely be a permadeath mode or option for those who want it. But not everyone wants it as a part of normal gameplay, and it should not be forced onto everyone because you happen to want it.
Your stupid strawman is stupid.
