I think we should wait the full release, in OS you have four different difficulty levels, in almost all the games I play there's a choice on how difficult the game should be.
Saying "we should wait" is kinda weird when it's EA it's important to discuss now and affect the development.
We can assume there will be difficulty levels. But since currently there are not, we should assume this is standard, baseline difficulty. With this in mind, you could argue "HP bloat should only exist in a harder difficulty setting", for example
