Kind of shocked no one said anything about this, at least as far as I seen. There is dialog that doesn't shoot you to a close up. It happens when you play multiplayer and is between two players. A small terrible dialog box shows up and you pick a few lines.
BTW this is probably something they should work on as it really looks bad and feels out of place. This feature reminds me of DOS1 where two players would play rock, paper, & scissors when they didn't agree on something. Pretty sure DOS2 had something similar but I cant recall at the moment.
This gives me some hope because now I know that it's at least possible in the game code to have conversations happen outside of those cinematics. I'm hoping that this gets enough attention to have it show up on Larian's radar, but I know that their plate is full.