I concurr. I feel like part of the character creation could be leveraged to make a background too... kinda like mount and blade bannerlord, or even warband, where you have like a text choose your own adventure sort of thing, where stuff happens to you, and it shapes your character. To explain, I shall write a short synopsis:

Where were you born?
Baldurs Gate
Waterdeep
Amn
Silverymoon

Choosing baldurs gate, the dm voice would say, "you grew up in the bustling port of Baldurs gate, from the shining Castle district to the rundown docks district, the city was your home"

This would grant you the "baldurian" tag

As a young person, you:
Apprenticed under a craftsman
Lived on the streets
Attended balls and duties of a squire
Trained with the city watch
Learned under the city huntsman
Spent your days delving into the nearby countryside
Etc....

This could then tie you to someone in the world, someone we could meet later in the game, and again could give you a tag, such as your background tag (acolyte, noble, folk hero, etc.) And give a little more flavor to your character, so, selecting spent your days delving into the nearby countryside, the dm would announce:

"You spent your days trying as hard as you could to avoid the hustle and bustle of the city, preferring instead to roam around the countryside with your best friend (insert name here). One day, whilst exploring the forgotten mines near the cloakwood, you discovered that the mines were infested with goblins, that had been capturing passers by on the Coast Way. You and your friend yelled a rallying cry, and took the goblins by such surprise, they fled, leaving behind thier captured prizes. You freed the captives, who were being prepared to be sold to slave traders. Such was your heroism, and daring, that word of your deed spread through the city." (Gain the tag Folk Hero)

This could be done for literally every option, your profession, your background, and all your tags, to give you more of a feeling of belonging in the world, and tying you to people and places. This is just what I would do. Though, I understand that might be a royal pain, its what i want :p