I think pathfinder Kingmaker did it best. You have the normal difficulty slider, but you can also customise the settings which is great
Yep. Though I doubt BG3 will have the same level of rule depth, it is a good model.
I basically chose what was closest to the tabletop rules (so 1:1 damage taken and dealt), with Death's Door, but lowered Criticals (the Crit damages in PF are just too extreme. In tabletop PF1, I have seen a Paladin one-shot an adult Green Dragon who had ambushed us). It meant though not gaining a Steam Achievement for Challenging difficulty. I do not regret those choices as it was plenty difficult without being impossible.
