Again: to have them won't influence anyone's playstyle.
Don't you like casual clothing? Don't use it [That's what I do in The Elder Scroll Online where there are a lot of casual clothing appearances, for th major part of my playthrough my characters only use and show armor].
Do you like them but think that to chance in camp could be dangerous? Again it's up to you to decide whether to change clothes to your character or not to do it.
I do love to have the chance not to do something (like the arsh or violent or unpolite dialogue options: I'm unable to use them, I don't like to be gross or violent not even in games, still I love the fact that they are there as an option)
