Loaded dice is actually a very table-top-like thing to do. How many DMs "fix" the dice rolls so they don't have party members constantly dying? I'd bet a large amount. How many times do DMs allow their player to do something ridiculous without having to roll for it just because it was creative and fun?
D&D is suppose to be fun, not just an XCOM-esk tactical simulator. I want to role-play, not fight against the game's systems. that said, if everything is too easy, that eventually takes the thrill away.