I think the thing we all forgot in the discussion along the way is that the rule is completely optional (all dnd rules are but this one moreso) and it's up the DM and the table. DMs who don't like it don't have to use it, and DMs who do can use it. Same for players depending on the table they are at. And likely if put into BG3 it'd be optional as there's nothing forcing a person to use it.