then you don't like playing D&D. you like playing Diablo.
This is so silly. Please point to a D&D rule that requires you to have penalties in your character.
Wanting no penalties is far different than wanting 18 on all your stats. I can even argue those who accept 8 in some of their stats to bump their main stats to 16 are the ones who are Diablo players since they min-max more than I do.