I would also like to add that Bards can't use Bardic Inspiration on themselves, so if you create one to be your main character and you want your main character to lead in every skill check because they're obviously the main character, you're not going to benefit from it. I imagine the eventual Bard companion is going to be extremely popular to enable the rest of the party to beat down the RNG of skill checks, along with the sheer utility that exists in their spell list.
Interesting insight I hadn't even considered. Haven't played D&D in over 20 years and struggling to catch up on 5e in preparation for BG3. I had actually planned on playing a Bard as I would like my character to lead (dislike the origin system for this and many other reasons - like it being the likely reason we will have a mute protagonist).
I might reconsider now, but as you mention, they really don't need inspirations and have many other things to use them for. In any MMORPGs I played, I always disliked so-called "team friendly" powers that makes certain classes feel like "buff dispensers" allowing everyone but yourself to shine. I would likely become a "selfish" Bard that would prefer to use inspirations that negatively affect enemies, like Cutting Words, or buff myself lol.
