maybe there will be shrines...and/or monks that you have to use to rewssurect yourself...like if you die in a cave, you have to search the surroundings of that area as a ghost, and once you find a shrine or monk they revive you and your ghost gets sucked back to your body...but at a very very high cost...depending on level of character....like level 1-5 should cost 1k, 6-10 5k, 11-25 50k, 26-40 100k, and 41+ should be all your money or a skill point...like strength constitution, intelligence ect...
Isn't this
exactly how it's done in Ultima Online?
Tovi 
