I dont think it is...And no i dint copy off it even though i've seen people play the game, i made up of that idea because its really annoying of you just die, and you have to reload and sometimes you might forget to save b4 you died...
No, I meant it rethorically. This actually is exactly how it's done in UO. In fact, you're description couldn't be more accurate. Just to prove my point, here's a quote from the official UO guide:
When your character is killed in the game, you will become a ghost. As a ghost you can be resurrected without any loss to your statistics or skills by finding a healer, a shrine, or even a powerful player mage.
Now just replace healer with monk, and there you go.
Tovi 
