Yes loaded dice is on and the persistent missing happens with all characters of all classes with all gear at every point in the game after the prologue. On board the Mind Flayer ship is the only area where the character hits more than they miss, more on par with other RPGs out there. Also bear in mind it's not just me, a lot of others have agreed and stated their own problems, many are saying combat isn't balanced. You don't need builds from me, you just need to get into a fight and then replay the turn nine times to see what out of ten you get and compare that to what you're seeing on screen. If your game says you have an 80% chance to hit and you miss more than twice then you have your answer.