I will repeat even on my deathbed that contextual camps here and there in the existing game scenario (something that is already somewhat there, if completely unused) would be a far better solution than both these options.
And fuck the stupid idea of having a "main camp" growing in complexity over time, anyway, considering we are supposed to be on an ongoing travel toward Baldur's Gate, not out there making some camping vacation.
Are we going to camp on the river side even when we reach the city? I doubt it.
God, I hope not.