Larian should probably change the default from always to occasional on this one. Can't imagine anyone *not* eventually having issues with the verbal torrent.
Disagree, if you are annoyed by something, you will probably look for a way to ease your annoyance, like looking in the options menu, or maybe even making a forum thread about it, searching for a mod etc...
But if you don't know something is missing, you will probably not look for it, and may miss out on something that would have heightened your experience.