BG3 should use a combination toggle & pop-up system.
Simply implement "Ask" option ...
That way we would have all 3 option:
Dissabled > never used.
Auto > used automaticly whenever they can.
Ask > popup window asking us.
Everyone is happy.
Actually only the players who want an exact conversion from tabletop would be happy. The rest would still be stuck with a bad system with uncontrollable reactions unless they want to deal with a million prompts.
That's why bigger changes are needed.