Here's another analogy to explain how I feel about playing this game with such a loose rules:
One kid walks up to another kid with a ball and hands them the ball. He says, "Let's play football." The kid who handed the ball to the other is American. The second kid is British.
The American kid wants to play American football while the British kid wants to play British football which is soccer to Americans. As soon as the game starts, the British kid starts playing British football and starts kicking the ball around. The American kid then starts getting upset with the British kid because he's not playing football right. The American kid was expecting to play American football. The British kid was expecting to play British football.
An adult comes by and sees the two kids arguing about which kind of football they should be playing. The adult says, "You play it your way and you play it your way."
But American football and British football have two totally different rule sets. You can't really play both with one ball. Either you're going to play American football or you're going to play British football. If you actually try to blend the two, or you have each one trying to play football the way they think football should be played, the result is going to be a huge mess with neither party knowing the rules and both of them fighting over it. In the end neither is happy.
This is how I feel about bg3. It's like Larian is the adult in the story and they are just telling everyone to play the game however they want to play the game. Then they are blending both D&D and dos into some sort of weird mesh of rules. In the end, you get neither a D&D game or a dos game but some sort of weird mess in between. Larian is trying to solve the problem by keeping the rules more loose and less restrictive and then saying just play at the way you want to play it, as if that's going to solve the problem.
In the end, there's going to be a lot of unhappy people unless Larian makes the game so that it is either D&D or DOS. Either that, or they need to make it so that there are options for players to pick either D&D rules or dos rules. It's just like with the football scenario, either you have to play American football or British football or you need to provide both kids with their own ball and their own separate group of players.